Financial Planning Services

Don’t FSBO your financial plan — we’ll help you make the right financial decisions both now and in the future.

Financial planning is holistic. It is much more than investments.

A financial plan is a way to ensure your resources are directed in a way that accomplishes the life you want to have.

We only receive compensation from clients. We do not sell any products or engage in referrals that provide commissions or other compensation.

Our goal is to provide clients with value from financial planning that exceeds the fees paid. If at any time you no longer feel that the services are providing enough value, please contact us to cancel future services or request a refund. We will happily provide a refund to clients that do not perceive value.

 

Comprehensive Financial Planning Partnership:

A partnership client wants a comprehensive and ongoing relationship with a financial life planner. Your financial life is complex, and you value holistic advice.

They see the value in partnering with experienced Advisors to take a holistic approach to defining goals, analyzing options, making informed decisions, and implementing strategies to achieve their financial goals. 

Partnership Clients want to address their questions, reduce financial worries, and decrease complexity so that they can focus on what matters most in life. Partnership Clients work with us on an ongoing basis to stay informed, access expertise, and make adjustments as changes in finances, laws, and life occur.

Topic Areas Can Include Some or All of the following:

  • Goal setting
  • Investment management
  • Tax planning & analysis
  • Retirement planning & projections
  • Budget & cash flow
  • Education planning
  • Mortgage & debt analysis
  • Investment property analysis
  • Career planning
  • Employee benefits optimization
  • Estate planning 
  • Insurance & risk management

Each family will have a mix of topics that are important to you. We will cover topics in the order that is meaningful to you based on your needs and the time of year.

Full implementation takes approximately one year from the start of our engagement.

Preview our Client Engagement Standards here.

Is this right for me?

If you have the ability to save at least 10-20% of your income, want to  minimize your tax bill by saving aggressively for retirement, or have a household net worth of approximately $500,000+, then this is for you.

For REALTORS® and self-employed clients, comprehensive planning includes reviews of your tax return and business income, expenses, and tax deductions, thus ensuring that you are running your business efficiently. We do not prepare taxes, but we will coordinate closely with your tax preparer on any action items. Some clients choose to use our third party tax partner XY Tax Solutions for tax preparation; other clients use their own tax preparer. We do provide bookkeeping, payroll, and LLC + S corporation setup for real estate professionals. Details here.

After the onboarding process is complete, each client will receive a customized annual service calendar tailored to their unique financial planning needs.

We will present a precise fee schedule after reviewing your net worth, documentation, business structure and complexity.

Fees are calculated per household based on household net worth and will be clearly communicated prior to onboarding. We do not have a minimum investment account size.

We only receive compensation from clients. We do not sell any products or engage in referrals that provide commissions or other compensation.

After our free initial consultation, we schedule a 90-minute discovery meeting. Prior to this meeting, you will receive “homework” to gather financial documents. During this meeting, we will deliver a short action plan and high-level analysis of your situation. You may also use this time to “ask a financial planner anything”.  

After the Discovery meeting, clients can choose to convert to ongoing financial planning with Real Estate Wealth Planning, or you can choose to self-implement (DIY) the actions we discussed in our Discovery meeting. 

There are no contracts, but clients should understand that a comprehensive financial plan takes about one year to initially implement. Our goal is to provide clients with value from financial planning that exceeds the fees paid. We will happily provide a refund to clients that do not perceive value.

Tax Planning + Bookkeeping + Payroll Services

Many real estate professionals do not know if their business is set up and running efficiently.

We often work with agents who struggle to make business and personal savings decisions because they are unaware of their revenue, expenses, and profits. 

We also frequently see agents overpaying in taxes because their business is not properly structured and they have not engaged in effective tax planning.

Accounting Services:
  • LLC Formation
  • S-corporation election
  • Tax planning
  • Bookkeeping
  • Payroll
  • Annual tax report
  • Coordination with tax preparer

We primarily provide accounting services as a complement to holistic financial planning and investment management services.

Schedule a call

 

Need something useful?

We write actionable emails packed with financial planning tips just for REALTORS®. 

Sign up to receive our welcome series and download our top financial planning flowcharts.

Fee schedule is determined by household net worth, rounded down to the nearest $100,000. 

For example, a client with a household net worth of $1,575,000 will have their net worth rounded down to $1.5M, which is within the $10,000 annual advisory fee level. We do not have a minimum investment account size.

Net Worth

Annual Advisory Fee

$0 – $1,000,000

$7,500

$1,000,001 – $1,500,000

$10,000

$1,500,001 – $2,000,000

$12,000

$2,000,001 +

0.60% x Net Worth

For prospective clients, we begin with data-gathering and a 90-minute discovery meeting, for a flat fee of $750. Prior to this meeting, you will receive “homework” to gather financial documents. During this meeting, we will deliver a short action plan and high-level analysis of your situation. You may also use this time to “ask a financial planner anything”. 

After the Discovery meeting, clients can choose to convert to ongoing financial planning if the client does not want to self-implement (DIY). Discovery meeting fees will be applied to the first client bill, and we will discuss if this is appropriate during our initial consultation.

There are no contracts, but clients should understand that a comprehensive financial plan takes about one year to initially implement. Our goal is to provide clients with value from financial planning that exceeds the fees paid. We will happily provide a refund to clients that do not perceive value.

Review our Documents page for more information.

Coming Soon!

In 2024, our name is changing to Real Wealth Planning. New website launching in late Q1-2024. 
Same service, same values, just a refreshed look!

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