A partnership client wants a comprehensive and ongoing relationship with a financial life planner. Your financial life is complex, and you value holistic advice.

They see the value in partnering with experienced Advisors to take a holistic approach to defining goals, analyzing options, making informed decisions, and implementing strategies to achieve their financial goals. 

Partnership Clients want to address their questions, reduce financial worries, and decrease complexity so that they can focus on what matters most in life. Partnership Clients work with us on an ongoing basis to stay informed, access expertise, and make adjustments as changes in finances, laws, and life occur.

Topic Areas Can Include Some or All of the following:

• Goal setting
• Investment management
• Tax planning & analysis
• Retirement planning & projections
• Budget & cash flow
• Education planning
• Mortgage & debt analysis
• Investment property analysis
• Career planning
• Employee benefits optimization
• Estate planning 
• Insurance & risk management

Each family will have a mix of topics that are important to you. We will cover topics in the order that is meaningful to you based on your needs and the time of year.

Full implementation takes approximately one year from the start of our engagement.

Preview our Client Engagement Standards here.

Is this right for me?

If you have the ability to save at least 10-20% of your income, want to  minimize your tax bill by saving aggressively for retirement, or have a household net worth of approximately $500,000+, then this is for you.

For REALTORS® and self-employed clients, comprehensive planning includes reviews of your tax return and business income, expenses, and tax deductions, thus ensuring that you are running your business efficiently. We do not prepare taxes, but we will coordinate closely with your tax preparer on any action items. Some clients choose to use our third party tax partner XY Tax Solutions for tax preparation; other clients use their own tax preparer. We do provide bookkeeping, payroll, and LLC + S corporation setup for real estate professionals. Details here.

After the onboarding process is complete, each client will receive a customized annual service calendar tailored to their unique financial planning needs.

We will present a precise fee schedule after reviewing your net worth, documentation, business structure and complexity.

Fees are calculated per household based on household net worth and will be clearly communicated prior to onboarding. We do not have a minimum investment account size.

We only receive compensation from clients. We do not sell any products or engage in referrals that provide commissions or other compensation.

There are no contracts, but clients should understand that a comprehensive financial plan takes about one year to initially implement. Our goal is to provide clients with value from financial planning that exceeds the fees paid. We will happily provide a refund to clients that do not perceive value.

Tax Planning + Bookkeeping + Payroll Services

Many real estate professionals do not know if their business is set up and running efficiently.

We often work with agents who struggle to make business and personal savings decisions because they are unaware of their revenue, expenses, and profits. 

We also frequently see agents overpaying in taxes because their business is not properly structured and they have not engaged in effective tax planning.

Accounting Services:

• LLC Formation
• S-corporation election
• Tax planning
• Bookkeeping
• Payroll
• Annual tax report
• Coordination with tax preparer

Schedule a call